Have you ever been excited to pay a bill?  Like so excited you did a happy dance when you signed the check?  So excited that you had a celebratory lunch when you dropped the check off at the bank?  No?  Well, I have.  In fact, I was that excited today when I made my VERY LAST car payment.  That hunk of metal and rubber sitting outside is mine.  ALL MINE!!!!  (And, yes, I’m doing another happy dance just typing that!)

What a relief.